Ep #103: 10 Subtle Money Power Leaks (and the Million-Dollar Shifts to Fix Them)

Hey, coach, you were definitely not born to shrink around money. You were actually born to lead with it. I'm Kendall, and in this episode of The Money Coach School Podcast, I'm walking you through 10 subtle but powerful ways women entrepreneurs unconsciously give up their money power and the million-dollar shifts that you can make instead to step into overflow, step into clarity, and real income growth. 

We're going to talk about what it actually takes to 2x your income, 5x your income, whatever that number is for you, by cleaning up money leaks rooted in outdated conditioning. And I'm going to show you how to trade hustle, guilt, and vagueness for pricing power, confidence, and unapologetic ownership of your success. It's all here for you inside this episode of the Money Coach School podcast. Let's dive in.

Welcome to The Money Coach School Podcast. To really excel at coaching women, you have to be skilled, confident, and even fearless at money coaching. If you're passionate about women holding genuine money power and love supporting women entrepreneurs, then this is the show for you. Now, here's your host, money feminist Kendall SummerHawk.

Hello, my powerful, soulful, money-minded woman, and welcome back to The Money Coach School Podcast. If you are new to the podcast, then know this: I am a money feminist. And through the million-dollar frameworks that I teach, I help clients stop leaking money through unconscious habits, emotional undercharging, unclear boundaries, you name it. And the results are women growing serious cash so they can fuel and fund the lifestyle they envision for themselves.

I've been talking a lot in recent episodes about money leaks, how these are really power leaks, and why plugging them needs to be something you have on your daily and weekly action list. And the reason is very simple. If you want to multiply the money that you have in your life to fund and fuel all of those amazing things you want to experience, then you need to stop giving away your power with money, giving it away in all of the small, subtle ways that the patriarchy has imprinted upon you to believe and accept as normal. 

We need to stop accepting that it's normal for women to earn less than men because we undervalue our services. We need to stop accepting that it's normal for women to feel guilty about making more than their team and trying to absolve themselves of that guilt by over-hiring or overpaying. We need to stop accepting that it's normal for women to hit incredible milestones in their business and yet still not pay themselves consistently.

This is what we do every week inside my Secret Energy of Money Mastermind. We radically shift how you handle money, how you pay yourself, how you pay team, how you price, how you value your genius, how you get to still show up as feminine and generous and compassionate, and at the same time, create that money peace account that has your back when you need it. When you start focusing on your empowerment with money, the ripple effect of growth and increased profitability that happens for you, it's exponential. You were born to lead. 

And now you're ready to lead with money. And that means cleaning up the subtle, socially reinforced habits that were never really authentically yours to begin with. Because let's be honest, women are typically conditioned by a system that promotes us undervaluing ourselves. Patriarchy teaches women to delay, defer, and doubt, to downplay your wins, to apologize for your ambition, to second guess your prices, to wait until you're, “ready." But the truth, you are more than ready. You are more than ready. You are rising.

And if you want to radically elevate your income, whatever that number is for you, then it's not only about strategy, it's about being in relationship with money in a way that enhances your sovereignty. And that means spotting the subtle ways you've been giving away your power with money and instead choosing to make intentional, identity level upgrades. And it means not tolerating money power leaks that have perhaps become normalized.

So, let me walk you through 10 common money power leaks that ambitious women like you are no longer tolerating, and the million-dollar moves that you can make instead. All right, number one: delaying decisions, "until you feel more ready.” Now, this one can sound responsible, I get it, but it's often a disguise for fear or permission seeking. When you delay action until you feel more clear or certain, whatever it is you want to put in those air quote marks, you let indecision block your next level. Really take that in. 

But clarity is not something that you wait for, it is something that you generate. It's something that you create. So the million-dollar shift here is to decide based on what is going to move you forward, and then calibrate to that new place you've just stepped into. That's how leaders move. And it makes sense, too, because calibrating is an adjustment process. And you can't adjust to something until you've first made the move into that something.

Money power leak number two: outsourcing financial choices to others. Gotcha on this one, right? Yes, I get it can feel easier to let your partner or team member or even a coach make the money call. But no one will ever understand your business like you do. And abdicating your financial voice, it costs you. It costs you in trust with yourself, in momentum, and in overflow. And this is such a big one that has a lot of emotional undercurrent to it that comes up often with my clients inside Secret Energy of Money. In fact, I think I should do a whole episode just about outsourcing financial choices to others. I will make a note and do that.

So for today, the million-dollar shift is this: Yes, take the input, but you own the final word, especially when the investment is in you. All right, number three: discounting or undercharging just this once. And again, I'm putting that in air quotes. You can convince yourself it's being generous. I'm not going to be convinced, but you can try to convince yourself, because really, this is secretly rooted in discomfort around receiving. 

And these small discounts, just this client, just this launch, just this once, whatever it is, they actually really stack up. And publicly, they erode your pricing identity, because yes, you have a pricing identity, and privately, they make your business feel leaky and unstable. It erodes self-trust. So the million-dollar shift here is this: hold your rate. It imprints how you want to treat yourself, and it creates a foundation of self-trust that makes you unshakable.

Number four: avoiding looking at the numbers. So saying, well, I'm not a numbers person, that might feel harmless or it might even feel more spiritually correct, and I'm putting that in air quotes. We've got a lot of air quotes in today's episode here. But it actually cuts off your power below the surface at the root. That's where it cuts it off. When you stay vague about income and expenses and profit, your business becomes emotionally wobbly. So the million-dollar shift here is that numbers are clarity, and clarity is power. Give your money a seat at the table by looking at your numbers, and then you can make decisions to change those numbers from a place of honesty and courage.

Number five: using, "I don't know" as a pattern. And yes, "I don't know" is in air quotes in my notes. Now, this isn't about not knowing, it's about repeating indecision until it becomes your identity. Obviously, that's not something you want. For example, I don't know if this is the right offer. I don't know if people will pay that. I don't know if I can say that in my content. Whatever your "I don't know" is, you need to stop. The million-dollar shift here is very simple. What if you did know? What would you do then? Act from her. This is a moment that requires courage. I get that, and it requires grit. But you know what? You have that in abundance, so use it.

Number six, money power leak: choosing investments based on hype, not alignment. You've seen this one, the coach who blew up, the launch method everyone's doing. And it's easy to spend from FOMO, fear of missing out, hoping someone else's formula will be the thing. But that is outsourcing your intuition and outsourcing your discernment. Again, don't do that. The million-dollar shift here is to trust your intuition. Trust your inner compass. Invest from alignment, not adrenaline, and not from being hyped up by someone about results that may be more mythical than actual.

Number seven: tolerating financial chaos as normal. Late payments, confusing contracts, no signed contracts, no system for tracking or categorizing your income. Now this doesn't make you creative or feminine by allowing that to happen, it just makes your business messy and chaotic. So the million-dollar shift here is, structure is sacred. Structure is sacred. You know, years ago I used to say systems liberate you. And it's the same thing. Habits build wealth. So implement simple money systems so that you always know where you stand and where you're headed, even if at first, when you're looking at it, it isn't the money picture that you want. I understand that, and that's okay. You start where you start. Knowledge is power, and wisdom gained from knowledge will never let you down.

All right, number eight: deflecting compliments or wins tied to money. Let's say you hit a new income milestone and say, "Oh, it was just luck," or, "it wasn't that much." And I know this one so well because I am so quick to deflect like that. Why? To seem humble? To be liked? This is a patriarchal script designed to keep women small. It actually comes from a place where women are taught subconsciously to be afraid of standing tall, of being that tall poppy. So the million-dollar shift here is to own your results. Name your numbers. Normalize your success. Tell people who support your dream. Now, I did an entire episode on this, episode number 32, so it was actually quite an earlier episode, that's called, Be the Guardian of Your Dream. I will link to it in the show notes. It is one of our most popular episodes ever. And you know, what a marvelous thing for a woman to make money, to feel so proud of your accomplishments, and don't diminish these milestones.

Number nine: letting guilt dictate spending or saving. Maybe it's guilt for investing in yourself, guilt for not giving enough, guilt for having more than others. I get that. Guilt is the lock and key keeping you from overflow until you choose differently. And the reason I say letting guilt dictate spending or saving is because guilt may keep you from saving. Guilt may keep you spending. So the million-dollar shift here is to trade guilt for authentic generosity. Give where you want to give, and give to your money peace account as well. So money, always remember this, money amplifies who you are. It does not make you someone else.

All right, number 10, last one for today, is overcompensating with hustle instead of raising your prices. You tell yourself you'll just take on a few more clients, add bonuses, but deep down, you know what you really want to do is just freaking charge more. So the million-dollar shift here is to, you guessed it, raise your pricing. It's time to stop undervaluing. Let your pricing match your experience and your wisdom and the quality of results clients experience with you. Now, I have several episodes where I go into depth on how to evaluate your pricing in relationship to results. You can check out episode number 13, one of my very, very beginning ones, as a perfect place to start. And also episode number 53 is a great one on how to create more pay-in-full clients.

Remember, you were not meant ever to shrink around money. You were meant to lead with it, beautifully, boldly, and always on your terms. So these 10 money power leaks, they're not flaws, they're just old programming, habits picked up in a world that benefits when powerful women like you, like me, stay financially vague or emotionally hesitant. But you're not here for vague. You're here to create overflow.

So if you're ready to grow your income, make braver moves, and lead yourself with clarity, this is your moment. Let this episode be your turning point. Let this be where you clean up those money power leaks and claim your financial freedom. Let this be where you become the woman whose money supports your freedom, your vision, and your expansion. And if you want to go deeper, I have a free workshop called Overflow: The Key to Unlocking Your Million-Dollar Business. 

And inside, I'll walk you through the exact framework I teach my clients for cultivating million-dollar emotions, making clear million-dollar decisions, and building a business that's both profitable and soul aligned. This is real strategy that helps you earn more now and lead with money power that lasts. This is an instant access workshop, so you can go grab your instant access seat at KendallSummerHawk.com/workshop. Or you can click the link on the show notes below.

All right, my beautiful soul. Thank you so much for listening. Thank you for your loyalty. I appreciate you more than you know. And I would love it if you would take two minutes, click on the link for Apple, and leave me that five-star Apple review. I really want to hit a certain number before the end of the year, and every review makes a difference. It tells me you love the episode. It also gets this podcast out in front of other women like you, like me, who are ambitious, soul-driven, and want to create the kind of money that really fuels and funds the lifestyle that we desire and envision for ourselves. So leave me that review. I would so, so appreciate it. All right, I will see you next week in our next episode.

Thank you so much for tuning into this week's episode of The Money Coach School Podcast. If you enjoyed this podcast, make sure you follow so you never miss an episode. Also, I would so love and appreciate if you would leave a 5-star review. Your review supports women just like you in discovering all of the juicy tips and insights I’m sharing here on how to coach women on money.

And if you want to learn how to excel at coaching women on money, definitely go to KendallSummerHawk.com and check out the wealth of money coach trainings that we have for you. Thanks so much for being part of this money coaching movement and for tuning into the show every week.